Thomas Grimes has 15+ years of financial services experience. Fluent in Spanish, with an International MBA from the University of South Carolina, he has a record of leading teams to achieve goals in some of the largest companies in the world, as well as in smaller ones.

In the mortgage area, a primary focus has been to use technology and analytics to understand, standardize, control, and automate processes and reporting. In electronic payments, Tom has worked with the card associations, Visa and MasterCard, and the banks which own the customer and merchant relationships. He has consulted on many new products, new businesses, and country launches. And, he has advised on a wide array of successful customer loyalty and reward programs in the market.

With broad experience across functional areas, Tom advises organizations from a strategic, operational, technological, and financial perspective, always delivering clear and measurable results.